Bank of India Mid & Small Cap Equity & Debt Fund

Data as on 04^th feb 2025

Bank Of India Mid & Small Cap Equity & Debt Fund

Fund Type : An Open Ended Hybrid Scheme investing predominantly in equity and equity related instruments

Entry Load : Nil

Date of Allotment : July 20, 2016

Features : Liquity SIP SWP STP
Benchmark :
NIFTY MidSmallcap 400 Total Return Index (TRI): 70%; CRISIL Short Term Bond Index: 30%
Exit Load :
- If redeemed/switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments:1%
- If redeemed/switched-out after 3 months from the date of allotment: Nil
Product Presentation Product Note Product Leaflet

Investment Objective

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Fund Manager

Alok Singh

CFA and PGDBA from ICFAI Business School.

See detail

Around 20 years of experience, including 16 years in mutual fund industry.

He is managing this fund since February 16, 2017

Fund Highlights

An open-ended equity fund which invests between 65 to 80% in mid & small cap equities and the remaining in fixed income securities.
Ideal for those who have an investment horizon of 3+ years.
By investing in a mix of mid cap equities and debt, the debt instruments offer a cushion and helps reduce the volatility of the portfolio.
Endeavors to provide higher return than traditional balanced funds and with lower volatility as compared to pure mid & small cap equity funds
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Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk

The above Riskometer is based on the portfolio as on 30th June, 2026.

This product is suitable for investors who are seeking*:

Long term capital appreciation and income distribution
Equity fund investing in Mid & Small Cap equity and equity related securities (not part of the top 100 stocks by market capitalization) as well as fixed income securities

Benchmark Riskometer: NIFTY MidSmallcap 400 Total Return Index (TRI) : 70%; CRISIL Short Term Bond Fund Index: 30%

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 30th June, 2026.

Top 10 Portfolio Holdings

Portfolio Details	% to Net Assets
TREPS / Reverse Repo Investments	5.7%
ICICI Bank Limited	2.8%
Abbott India Limited	2.3%
Bank of Maharashtra	2.1%
Mankind Pharma Limited	2.1%
UNO Minda Limited	2.1%
Canara Bank	2.1%
Shreeji Shipping Global Limited	2.1%
Aurobindo Pharma Limited	2.1%
The Federal Bank Limited	2.0%

Credit Profile

67.8%

Equity

15.7%

A1+

6.5%

AAA

5.7%

TREPS

1.9%

SOV

1.2%

Others*

AA+

0.3%

Asset Allocation

67.8%

Equity Holdings

15.7%

Money Market Instruments

CORPORATE DEBT

6.9%

Cash & Other Receivables

1.9%

GOVERNMENT BOND AND TREASURY BILL

0.8%

RFV_N-AMRT

Fund Performance

Scheme
Benchmark

Total Expense Ratio

Performance for Regular-Growth Plan

					Current Value of Standard Investment of Rs 10000 in the
Date	NAV Per Unit(Rs.)	Scheme Returns(%)^	Benchmark Returns #(%)	Additional Benchmark Returns # #(%)	Scheme (Rs)	Benchmark #(Rs)	Additional Benchmark # #(Rs)
1 Year	38.0900	9.85 %	7.26 %	-0.43 %	10985	10726	9957
3 Years	26.2300	16.83 %	15.03 %	8.56 %	15951	15227	12798
5 Years	21.9500	13.75 %	14.06 %	10.39 %	19062	19322	16405
10 Years	10.2100	15.13 %	14.06 %	12.27 %	40979	37333	31857
Since inception	10.0000	15.32 %	14.40 %	12.34 %	41840	38576	32152

^ Past performance may or may not be sustained in the future
# NIFTY MidSmallcap 400 TRI: 70% and CRISIL Short Term Bond Fund Index: 30%
# # Nifty 50 TRI

1. Mr. Alok Singh has been managing this scheme from February 16, 2017. In addition to this, he manages 7 other open-ended schemes and co-manages 2 scheme of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.