Data as on 04th feb 2025

Bank Of India Consumption Fund

  • Fund Type : (An open ended equity scheme following consumption theme)
    Entry Load : Nil
    Date of Allotment : 20 December, 2024
    Features : Liquity SIP SWP STP
  • Benchmark :
    Nifty India Consumption Total Return Index (TRI)
    Exit Load :
    • NIL— There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted.
    • 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units.
    • NIL— There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units.

Investment Objective

The Investment objective of the Scheme is to provide long-term capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.

*This scheme is new and does not have any performance track record.

Fund Manager

  • Nitin Gosar

    B.M.S and MS Finance (ICFAI)

    NITIN GOSAR 
    See detail

Fund Highlights

  • Invests in India’s growing household consumption basket
  • Capture India’s growth story and evolving consumer trends
  • Resilient sectors driven by consumer demand
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  • Click here for SID

Riskometer

Scheme Riskometer:

Investor understand that their principal will be at very high risk  

The above Riskometer is based on the portfolio as on 30th April, 2026.

This product is suitable for investors who are seeking*:

  • Long term capital appreciation
  • An equity scheme investing in equity & equity related securities of companies engaged in consumption and consumption related sector or allied sectors.

Nifty India Consumption TRI

Investor understand that their principal will be at very high risk

*Investor should consult their financial advisor if in doubt about whether the product is suitable for them

The above Benchmark Riskometer is based on the portfolio as on 30th April, 2026.

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Bharti Airtel Limited 9.7%
ITC Limited 7.7%
Britannia Industries Limited 6.5%
Mahindra & Mahindra Limited 4.6%
United Spirits Limited 4.0%
FSN E-Commerce Ventures Limited 3.9%
Stylam Industries Limited 3.7%
Dixon Technologies (India) Limited 3.4%
Maruti Suzuki India Limited 3.1%
Tips Music Limited 3.0%

Sector Allocation

  • Portfolio weight (%)
  • Benchmark weight (%)
Underweight / overweight
against benchmark

  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan - Growth Option & Direct Plan - Growth Option)

Current Value of Standard Investment of Rs 10000 in the
Date NAV Per Unit(Rs.) Scheme Returns(%)^ Benchmark Returns #(%) Additional Benchmark Returns # #(%) Scheme (Rs) Benchmark #(Rs) Additional Benchmark # # (Rs)
1 yrs 10.3700 0.19 % -0.34 % -3.84 % 10019 9966 9616
3 yrs NA NA NA NA NA NA NA
5 yrs NA NA NA NA NA NA NA
10 yrs NA NA NA NA NA NA NA
Since inception 10.0000 2.69 % 0.97 % 0.95 % 10390 10140 10137
6 Months 11.2800 -15.82 % -19.16 % -19.78 % 9211 9045 9013

^ Past performance may or may not be sustained in the future
# Nifty India Consumption TRI
# # Nifty 50 TRI

Above returns are in Compounded Annual Growth Rate (CAGR).
@ In case, the start date or the end date of the concerned period is a non-business day, the NAV of the previous business day is considered for computation of returns.

1. Mr. Nitin Gosar has been managing these fund since inception. In addition to this scheme, he manages 3 open ended schemes of Bank of India Mutual Fund.
2. Period for which scheme’s performance has been provided is computed basis on last working day of the Month-end preceding the date of publication.
3. Different plans shall have a different expense structure.

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