The Disclaimer given below govern the use of the website owned by Bank of India Mutual Fund (hereinafter referred to as 'BOIMF'). References to "the user" "you", "your" and "yours" are references to the person(s) accessing this Site. References to "we", "us" and "our" are references to BOIMF.

1. This website is for informational purposes only. You expressly agree that use of this website is at your sole risk. The website is provided on an "as is" and "as available" basis.
2. While every care has been taken in preparing the information and materials contained in this Site, we expressly disclaim all warranties of any kind, whether express, implied, constructive or statutory, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, data accuracy and completeness, and any warranties relating to non-infringement.
3. BOIMF warrants that it does not provide any investment advice on this web site and the information on this website is purely provided in good faith. However, we are not responsible or liable for the authenticity, accuracy, completeness, errors, omission, typographic errors, disruption, delay, interruption, failure, deletion, defect of any information, research, reports, analysis, quotes, etc., in the website or any part thereof. The User warrants that he/she shall obtain independent investment advice before making any Investment in the schemes launched by BOIMF.
4. We shall not incur any liability direct or indirect, to you or any third party, as a consequence of non-functioning of any equipment belonging to you, any third party or us. We shall not be responsible for any downtime of such equipment.
5. We do not warrant or guarantee that access to the website will be uninterrupted, timely, secure, or error free; nor do we make any warranty or guarantee as to the results that may be obtained from the website or use of the Online Transaction Facility or as to the accuracy or reliability of the Online Transaction Facility.
6. We shall not be liable for any decision or action taken by you based on or relying on the information provided in or by the website.
7. The linked Sites are not under the control of BOIMF and we are not responsible for the contents of any linked Site or any link contained in a linked Site, or any changes or updates to such sites.
8. We will not be liable for any virus or computer infection that may enter your system as a result of you using the website.
9. We make no warranty that the website would be virus free. We will not be liable for any direct, incidental or consequential loss, which may be caused to you as a result of your use of the website.
10. If you are dissatisfied with the website or any portion thereof or do not agree to the Terms and Conditions, Your sole and exclusive remedy is to forthwith discontinue using the website.
11. We reserve the right to store information on a user's computer in the form of a "cookie" or similar file for purposes of modifying / customizing the website or any content thereof or its "look and feel" to reflect our understanding of users' preferences.
12. Under no circumstances, including but not limited to negligence, shall we or our employees and directors, Affiliates, 3rd party suppliers, financial advisors, service providers shall be liable to you for any direct, indirect, incidental, special or consequential damages or any damages whatsoever including punitive or exemplary (including, but not limited to, damages caused by any virus, personal injury, loss of profits, data or other intangible, business interruption, loss of privacy, or any other pecuniary loss), arising out of or in any way connected with the use/delivery/performance of the website, with the delay or inability to use the website or any links or items on the website, the provision of or failure to provide services, or for the Content obtained through the website, or otherwise arising out of the use of the website, whether based on contract, tort, strict liability or otherwise, or for cost of procurement of substitute goods and repair and correction services or resulting from the use of the website or obtained or messages received or transactions entered into through or from the website or resulting from unauthorized access to or alteration of Your transmissions or data, even if we have been advised of the possibility of such damages.
13. In no event shall our liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you, if any, for accessing the website at and for the relevant time.
14. You are authorised to use materials, services, information and data made available by BOIMF for your own needs only, and are not authorised to make copies thereof for sale or for use by others.
15. You will not delete, modify or otherwise interfere with copyright or other intellectual property rights notices on the website or on the printouts of electronically accessed materials.
16. BOIMF is not agreeing to nor is it required to update research commentary and news stories. Therefore, that information may not reflect events occurring after the date of publication.
17. The services and the information are the property of BOIMF or its licensors and are protected by applicable copyright, patent, trademark or other intellectual property law. Except as expressly authorized herein, you may not reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate, or commercially exploit such information or any of the services provided in any manner (including electronic, print or other media now known or hereafter developed) without the written consent of BOIMF. You also agree not to use the information or services for any unlawful purpose. You undertake to comply with all applicable laws and statutory requirements and agree to be bound by and to diligently follow and ensure compliance with the applicable laws.
18. In the event the User is given a password or a PIN (referred to as password), the User shall ensure that such password is kept in a secure manner. The password should never be disclosed to any person or written down where any other person may discover it. All transactions conducted with use of this password will be the responsibility of the user and the user will abide by the record of the transactions generated. BOIMF and the ISC / Registrar and Transfer Agent shall not accept any responsibility for the unauthorised use of the password. User shall bear all responsibility of keeping the password secure and in the event that BOIIM or any other third party incurs any liability as a result of the password being used by third parties, or due to improper use of the password, the User shall, without limitation, be responsible for and bear all such liability.
19. If the User violates any term of this disclaimer, BOIMF may terminate the User's access to this Website, without waiving any other rights. The User would continue to remain liable for any liabilities that may have arisen before the termination.
20. Nothing contained in this disclaimer is in derogation of BOIMF right to comply with Governmental, Court and Law enforcement requests or requirements relating to use of this Web site, Service or information provided to or gathered by BOIIM with respect to such use. This disclaimer constitutes the entire agreement between the User and BOIMF with respect to this Web site and the Services provided by BOIIM.
21. BOIMF may discontinue or change, at any time, any of the services available through the website. BOIMF may cancel or amend these terms and conditions at any time.

While all efforts have been taken to make this website as authentic as possible, please refer to the print versions, notified Gazette copies of Acts/Rules/Regulations for authentic version or for use before any authority. BOIMF will not be responsible for any loss to any person/entity caused by any shortcoming, defect or in accuracy inadvertently or otherwise crept in the BOIMF website.