Data as on 30th April 2024

Bank Of India CONSERVATIVE HYBRID FUND

  • Fund Type : An Open Ended Hybrid Scheme investing predominantly in debt instruments
    Entry Load : Nil
    Date of Allotment : March 18, 2009
    Features : Liquity SIP SWP STP
  • Benchmark :
    The above Riskometer is based on the portfolio CRISIL Hybrid 85 + 15 - Conservative Index
    Exit Load :
    • For redemption/switch out of upto10% of the initial-units allotted within 1 year from the date of allotment : Nil
    • Any redemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are switched out within 1 year from the date of allotment of units.
    • If the units are redeemed/switched out after 1 year from the date of allotment of units: Nil

Investment Objective

The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.

Fund Manager

  • Alok Singh

    CFA and PGDBA from ICFAI Business School.

    Alok Singh
    See detail

    Around 20 years of experience, including 16 years in mutual fund industry.

    He is managing this fund since May 21, 2012.

Fund Highlights

  • An open ended conservative hybrid fund with a mandate to invest 75%-90% in debt & money market instruments and 10-25% in equity and equity related securities.
  • The equity component offers investors the opportunity for higher returns as compared to traditional fixed income instruments.
  • The fixed income component offers stability of portfolio as the major part of the portfolio is always invested in debt / money market instruments.
  • An ideal investment avenue for the traditional fixed income investor who wants some exposure to equity
  • Click here for KIM
  • Click here for SID

Riskometer

Scheme Riskometer:

The above Riskometer is based on the portfolio as on April, 2024

This product is suitable for investors who are seeking*:

  • Long term capital appreciation and regular income.
  • Investment in equity and equity related securities (10% - 25%) as well as fixed income securities (Debt / Money Market Instruments / Govt. Securities).

Benchmark Riskometer : CRISIL Hybrid 85+15 - Conservative Index:

Top 10 Portfolio Holdings

Portfolio Details % to Net Assets
Government of India 27.0%
TREPS 13.6%
Indian Railway Finance Corporation Limited 7.6%
National Bank For Agriculture and Rural Development 7.6%
Small Industries Dev Bank of India 6.0%
Kotak Securities Limited 5.8%
Power Finance Corporation Limited 3.0%
Bajaj Finance Limited 3.0%
Reliance Jio Infocomm Limited 2.9%
Aditya Birla Finance Limited 2.9%

Credit Profile

30.1
AAA
27
SOV
18
Equity
13.6
TREPS
8.7
A1+
2.5
Others*

Asset Allocation

38.7%
Government Bond And Treasury Bill
22.1%
Equity Holdings
20.7%
Corporate Debt
10.3%
Money Market Instruments
7.9%
Cash & Other Receivables
0.3%
Corporate Debt Market Development Fund
  • Scheme
  • Benchmark

Fund Performance

Total Expense Ratio

Performance(Regular Plan – Growth)
1 yr 12.2 % 13.6 %
3 yrs 13.4 % 7.7 %
5 yrs 12.5 % 9.3 %

IDCW History(Regular Plan- Annual IDCW)

Record Date IDCW (`/Unit)
02-Feb-2021 0.23090000
02-Feb-2021 0.23090000
30-June-2021 0.30000000
30-June-2021 0.30000000
CLICK HERE TO VIEW THE IDCW HISTORY
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